Insurance Broker Disclosure

Rodney Insurance is a licensed independent insurance broker in the State of New York, not an insurance company. We do not underwrite, issue, or guarantee insurance policies. We act as an intermediary between our clients and insurance carriers, helping you find coverage that meets your needs.

New York Insurance License: [LICENSE NUMBER]

No Binding Coverage

No coverage is bound, altered, or canceled through this website, our chatbot, email, text message, or any electronic communication. Coverage is effective only when confirmed in writing by an authorized insurance carrier. If you need to make changes to an existing policy or report a claim, contact our office directly during business hours.

Quotes Are Estimates

All quotes, estimates, and premium indications provided through this website, chatbot, or by our agents are preliminary and based on the information provided at the time of the request. Final premiums, terms, and conditions are determined solely by the issuing insurance carrier after underwriting review. Quotes are subject to change and do not constitute an offer or contract of insurance.

Not Professional Advice

The information on this website is provided for general informational purposes only. It does not constitute legal, financial, tax, or professional insurance advice. Insurance needs vary by individual and business. We recommend consulting directly with one of our licensed agents to evaluate your specific coverage needs.

AI Chatbot Disclaimer

Our website uses an AI-powered chatbot to assist visitors. The chatbot is an automated tool and is not a licensed insurance agent or representative. Information provided by the chatbot:

•       Is general in nature and may not reflect your specific circumstances

•       Should not be relied upon as insurance advice

•       May contain errors or omissions

•       Does not create an agent-client relationship

•       Does not bind, modify, or cancel any insurance coverage

For accurate, personalized insurance guidance, please speak with one of our licensed agents.

Third-Party Content

This website may reference or link to third-party websites, insurance carriers, and service providers. These references are for convenience only. We do not endorse, control, or assume responsibility for the content, products, or services of any third party.

Accuracy of Website Content

While we make reasonable efforts to ensure the information on our website is accurate and current, we make no warranties or representations as to its completeness, accuracy, or reliability. Insurance products, rates, and regulations change frequently. Always verify current information with our office.

Limitation on Electronic Communications

Email, text messages, and chatbot messages are not secure methods of communication. Sensitive personal information (such as Social Security numbers, financial account numbers, or detailed medical information) should not be transmitted through these channels. We are not responsible for any loss or damage arising from unsecured electronic communications.

Regulatory Compliance

Rodney Insurance operates in compliance with all applicable New York State insurance laws and regulations, including those enforced by the New York State Department of Financial Services (NYDFS). Our agents maintain all required licenses and continuing education requirements.

Contact

For questions about these disclaimers or our services:

Rodney Insurance

Brentwood, NY 11717

Phone: 631-951-2038

Business Hours: Monday–Friday, 9:30 AM – 5:00 PM ET